Tom Ravlic FIPA is a specialist writer on financial, governance and regulatory matters. He has spent more than 21 years writing about or working in the financial services sector. His work has appeared in The Age, CFO Magazine, World Accounting Report, Public Accountant, Australian CPA, Charter and various other professional journals. A book on financial reporting written by Tom was published in 2005. He has presented to audiences at conferences and discussion groups on accounting and accountability during his career. You can read more from Tom by visiting www.tommyravlic.com or follow him on Twitter @TRAVLIC.